Into the 124-providers, firm-top investigation, working will set you back improved much less than just proportionately having average amount borrowed
5. Other sorts of finance companies concentrate on auto, real estate, or business credit. In addition to private bucks fund, monetary institution points are vehicle money (both sales fund and you will lead financing), vehicles and you will gizmos leases, providers catalog and you may membership receivable investment, rotating borrowing from the bank, non-vehicles consumer sturdy items money, and you can signed-prevent financial and you may domestic security loans. Look for Chen, Elliehausen, and Wicks (2018). Come back to text
6. On the other hand, depository establishments usually offer both team and you can consumer credit, in addition to their sourced elements of funds become all types of deposits, which can be items in by themselves. Baca selengkapnya